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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Checking Accounts

Type of account	BASIC BUSINESS CHECKING	COMMERCIAL CHECKING	BUSINESS INTEREST CHECKING
AMOUNT TO OPEN	$100	$100	$100
BALANCE	$1,000 minimum daily balance	No balance requirement	No balance requirement
SERVICE CHARGE	$15 Monthly service charge if balance falls below $1,000 $10 Monthly service charge if balance falls below $1,000 with E-statements	$10 Monthly service charge *	$10 Monthly service charge for balances below $3,000
STATEMENTS	Free E-statements with images Free monthly paper statement with images	Free E-statements with images Free monthly paper statement with images	Free E-statements with images Free monthly paper statement with images
INTEREST	No interest paid	No interest paid	Interest paid monthly on daily balances above $500 Ask for current rate
ADDITIONAL CHARGES	75 free debits/credits/deposited items per month $0.25 per item in excess of 75 **	$0.10 each deposited item $0.20 debits posted $0.20 credits posted **	First 50 debits per month at no charge $0.15 each additional debit over 50 First 22 deposits per month at no charge $0.25 each additional deposit over 22 First 75 items of deposit per month at no charge $0.10 each additional item of deposit over 75 **
ACCOUNT FEATURES	Free online banking Unlimited check writing Unlimited ATM withdrawals	Free online banking Unlimited check writing Unlimited ATM withdrawals	Free online banking Unlimited check writing Unlimited ATM withdrawals
ADDITIONAL OPTIONS	Automatic savings plan options Sweep feature available	Automatic savings plan options Sweep feature available	Automatic savings plan options Sweep feature available

* No service charges are applied if sufficient balances are maintained to offset fees incurred. The earnings credit is a variable rate and subject to change at any time.
** Additional charges are included in monthly service charge.

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