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Checking and Savings
Business Accounts

ACS Bank offers a variety of checking and savings accounts suited to meet the needs of businesses of all sizes. Established business or start up, choose the account that meets your businesses needs. Whatever your cash flow, payables and payroll looks like, there's an account to serve you.

  • Basic Business Account

    Opening Deposit:

    • $100

    Balance Requirement:

    • $1000 minimum daily balance

    Maintenance Fee:

    • $15 monthly maintenance fee if balance falls below $1000
    • $10 monthly maintenance fee if balance falls below $1000 with e-Statements

    Per Item Charges:

    • 75 free debit/credit deposited items per month
    • $0.25 per item in excess of 75

    Account Features:

    • Free e-Statements
    • Free monthly paper statement
    • No interest paid
    • Free online baking
    • Unlimited check writing
    • Unlimited ATM withdrawals
  • Business Analysis Checking

    Opening Deposit:

    • $100

    Maintenance Fee:

    • $10 monthly maintenance fee
    • Earnings credit* may offset fees

    Per Item Charges:

    • $0.10 each deposited item
    • $0.20 each debit posted
    • $0.20 each credit posted

    Account Features:

    • No balance requirement
    • Free e-Statements
    • Free paper statements
    • Free online banking
    • Unlimited check writing
    • Unlimited ATM withdrawals

    *No services charges are applied if sufficient balances are maintained to offset fees incurred. The earnings credit is a variable rate and subject to change at any time

  • Business Interest Checking

    Opening Deposit:

    • $100

    Maintenance Fee:

    • $10 monthly maintenance fee if balance falls below $3,000

    Per Item Charges:

    • First 50 debits per month at no charge
    • $0.15 each additional debit over 50
    • First 22 deposits per month at no charge
    • $0.25 each additional deposit over 22
    • First 75 items of deposit per month at no charge
    • $0.10 each additional item of deposit over 75

    Account Features:

    • No balance requirement
    • Free e-Statements
    • Free paper statements
    • Interest paid monthly on daily balances above $500 – see us for current rates**
    • Free online banking
    • Unlimited check writing
    • Unlimited ATM withdrawals

    **Interest rates are variable and subject to change

  • Business Savings Account

    Opening Deposit:

    • $100

    Balance Requirements:

    • $250 minimum daily balance

    Maintenance Fee:

    • $5 low balance fee if balance falls below $250

    Withdrawal Limitations:

    • Limited to 6 withdrawals per month
    • $5 for each withdrawal in excess of 6

    Account Features:

    • Quarterly paper statement
    • Interest paid quarterly – see us for current rates**
    • Free online banking
    • Unlimited deposits

    **Interest rates are variable and subject to change

  • Business Money Market

    Opening Deposit:

    • $100

    Balance Requirement:

    • $1500 minimum daily balance

    Maintenance Fee:

    • $15 monthly maintenance fee if balance falls below $1500

    Withdrawal Limitations:

    • Limited to 6 withdrawals per month
    • $15 for each additional withdrawal over 6

    Account Features:

    • Free e-Statements
    • Free monthly paper statements
    • Interest paid monthly on a tiered basis- see us for current rates**
    • Free online banking
    • Unlimited deposits

    **Interest rates are variable and subject to change

  • Business Investors Account

    Opening Deposit:

    • $10,000

    Balance Requirement:

    • $10,000 minimum daily balance

    Maintenance Fee:

    • $15 monthly maintenance fee if balance falls below $10,000

    Withdrawal Limitations:

    • Limited to 6 withdrawals per month
    • $15 for each additional withdrawal over 6

    Account Features:

    • Free e-Statements
    • Free monthly paper statements
    • Interest paid monthly on a tiered basis- see us for current rates**
    • Free online banking
    • Unlimited deposits

    ** Interest rates are variable and subject to change

  • Business Certificate of Deposit

    Certificate of Deposit

    • $1000 minimum to open
    • Available terms - 31 days to 5 years
    • Withdrawals are allowed during Certificate of Deposit grace periods 
    • Penalty for early withdrawal 
    • Fixed rate
    • Interest may be paid quarterly, monthly or at maturity; by check, ACH, deposit to another account, or added back to the certificate 
    • Automatically renewable

     

    Please call for current rates