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About ACS Bank
Community Banking At Its Best

A majestic oak tree is strong, stable, secure. If you were to look underneath the bark, you’d see thousands of circles that make up the trunk. Each ring tells a story of challenge, of overcoming, of joy, of survival, of thriving. Each story builds together to create something bigger.
At ACS Bank we know our customers by name—and their story. Your financial story isn’t like anyone else’s and we see it as a privilege to be a part of it.
ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
Whether you are looking to open a new checking account, start saving for the future, buy a new home, or find a partner for your business banking needs, we want to be part of your story. We’ll always look beyond the numbers on a page and work with our customers to offer personal and business banking services designed to align with your financial plan.
Let's start the next chapter in your financial story with ACS Bank, today.

Our History

Austin County State Bank was originally founded October 2 ,1909 with $25,000.00 in capital. Max Bader was born 3 miles east of Bellville. He assisted and helped organize Austin County State Bank thus became the first bank president. Mr. Bader believed in establishing roots in a community and roots in a financial institution.

Texas Financial Bancorporation, Inc acquired Austin County Bancshares and Austin County State Bank February 25, 1997. About four years later, Wells Fargo purchased Texas Financial Bancorporation and First State Bank of Texas (aka ACSB).

In 2007, Austin County State Bank was re-established by local businessmen and women in Bellville, Texas. We were and still are committed to building strong financial and personal relationships with business owners, individuals and families in the communities we serve.

In November 2018, ACS Bank opened our first branch in Sealy, Texas, followed by the opening of our third full-service branch in Godley, Texas, on September 16, 2019. We also manage a Loan Processing Operation (LPO) in Fort Worth, Texas.

As we branch out to serve businesses and consumer customers, we want to serve each community by actively being involved in local charities and community events.

Our employees live, work and are involved in the communities ACS Bank serves.  Employees may be a board member, help with fundraising events or participate in hands-on labor.  We want to make a difference in the lives of others.

  • Adam’s Angels
  • Austin County Fair Association
  • Bluebonnet Society of Austin County
  • Boys and Girls Club
  • CASA for Kids
  • Meals on Wheels
  • Spotlight on Charities
  • Sealy Community Foundation

We love our community. We believe strong roots in a community strengthens the core. Our ACS Bank family is very active in local community events.

  • Austin County Fair Association
  • Bellville Fire Department
  • Bellville Medical Center & Foundation
  • Bellville Small Town Christmas
  • Career Day & Literacy Programs - Local Schools
  • Chamber of Commerce
  • Church/Faith Events
  • Don't Mess With Texas
  • Little League Baseball, Football & Soccer
  • Lions Club
  • Local Police, County & Sheriffs' Department Appreciation
  • Rotary
  • Sealybration / Fantasy of Lights
  • Sealy Forever Tigers
  • Sealy EDC
  • Shred Day
  • Teacher Appreciation





Board Of Directors

James P. O’Jibway, Chairman
Dr. Don R. Bosse
Judith Dunn
Dennis Hansen
Robert Lemons
Rocky Luetge
Wes Payton
Charley L. Smith
Jeff Virnau



James P. O’Jibway, Chairman | CEO | NMLS # 688994
Dennis Hansen, President | CFO
Brandon Luedke, Executive VP | Lending | NMLS # 688995
Robert Lemons, Executive VP | Lending | NMLS # 493159
Jill Brandt, Executive VP |Compliance | HR | Operations
Brennon Marsh, Sr. Vice President | Lending | NMLS # 795085
Jay O'Jibway, Vice President | Lending | NMLS # 1039970
Joyce Cloyd, Vice President | BSA
Samuel Pederson, Vice President | Lending | NMLS # 1142674
Amie Walton, Vice President | Lobby Services
Melissa Huffman, Assistant VP | Bellville Lobby Manager
Britney (BJ) Jones, Assistant VP | Sealy Branch Manager
Kim Shoquist, Assistant VP |Administration
Roxann Batot, Assistant VP | Loan Operations
Jeff Miley, Assistant VP | Sr Credit Analyst
Angela Rodriguez, Assistant VP | RE Processor
Drew Waller, Loan Officer | Credit Analyst | NMLS #2340205
Russell Rainwater, Loan Officer | NMLS # 954304