Personal Banking : Savings & Money Market Accounts
Savings Account
Planning for a financially secure future is a smart decision, and Austin County State Bank knows that each customer has different financial goals. Whatever the case, Austin County State Bank offers a complete line of Savings plans that are tailored to fit your individual needs.
- Minimum opening deposit $100.00 / $50.00 if for a Minor
- $250.00 Minimum Daily Balance / No minimum if for a Minor
- $3.00 monthly maintenance fee if balance falls below $250.00
- Monthly fee is waived if customer has E-Statements or if account is for a Minor
- Limited to 3 withdrawals per month at no charge
- Free E-Statements
- Free Quarterly Paper statement
- Interest Paid Quarterly
- Free Online Banking
- Unlimited Deposits
Additional Options
- Monthly Funds Transfer Option
- Sweep Option Available
Money Market Account
- Minimum to open $100.00
- $1,500.00 Minimum Daily Balance
- $15.00 Monthly Service fee if balance falls below $1,500.00
- Limited to 6 withdrawals per month at no charge, 3 of which may be made by check
- $15.00 fee for each additional withdrawal over 6
- Free E-Statements
- Free Monthly paper statement with Images
- Free Online banking
- Unlimited Deposits
- Interest Paid Monthly on a tiered basis - see us for the current rate
Additional Options
- Monthly Funds Transfer option
- Sweep Feature Available
Investor's Account
- For those who want to keep their larger balances liquid and earn a higher interest rate
- Minimum to open $10,000.00
- $10,000.00 Minimum Average Monthly Balance
- $15.00 monthly service fee if balance falls below $10,000.00
- Limited to 6 withdrawals per month at no charge, 3 of which can be made by check
- $15.00 for each additional withdrawal over 6
- Free E-Statements
- Free Monthly statement with Images
- Interest Paid Monthly on a tiered basis - see us for current rates
- Free Online Banking
- Unlimited Deposits
Additional Options
- Monthly Funds Transfer Option
- Sweep Feature Available