Personal Banking : Savings & Money Market Accounts
Savings Account
Planning for a financially secure future is a smart decision, and Austin County State Bank knows that each customer has different financial goals. Whatever the case, Austin County State Bank offers a complete line of Savings plans that are tailored to fit your individual needs.
- Minimum opening deposit $100.00 / $50.00 if for a Minor
- $250.00 Minimum Daily Balance / No minimum if for a Minor
- $3.00 monthly low balance charge if balance falls below $250.00
- Monthly fee is waived if customer is a Minor
- Limited to 6 withdrawals per month. First 3 withdrawals at no charge. $2.50 for each withdrawal in excess of 3
- Free Quarterly Paper statement
- Interest Paid Quarterly
- Free Online Banking
- Unlimited Deposits
Additional Options
- Monthly Funds Transfer Option
- Sweep Option Available
Money Market Account
- Minimum to open $100.00
- $1,500.00 Minimum Daily Balance
- $15.00 Monthly Maintenance Fee if balance falls below $1,500.00
- Limited to 6 withdrawals per month at no charge
- $15.00 fee for each additional withdrawal over 6
- Free Monthly paper statement with Images
- Free Online banking
- Unlimited Deposits
- Interest Paid Monthly on a tiered basis - see us for the current rate
Additional Options
- Monthly Funds Transfer option
- Sweep Feature Available
Investor's Account
- For those who want to keep their larger balances liquid and earn a higher interest rate
- Minimum to open $10,000.00
- $10,000.00 Minimum Daily Balance
- $15.00 monthly Maintenance Fee if balance falls below $10,000.00
- Limited to 6 withdrawals per month at no charge
- $15.00 for each additional withdrawal over 6
- Free Monthly statement with Images
- Interest Paid Monthly on a tiered basis - see us for current rates
- Free Online Banking
- Unlimited Deposits
Additional Options
- Monthly Funds Transfer Option
- Sweep Feature Available
Health Savings Account
- Available to individuals and families who want to save for health expenses and have a HIGH DEDUCTIBLE HEALTH PLAN.
- Minimum to open $50.00
- No minimum balance
- Free online banking
- Withdrawals should be used to pay or reimburse qualified medical expenses only
- Earns Interest – see us for current rates
- Unlimited deposits and withdrawals
- Account may be tax deductible
- $3.00 Monthly Maintenance fee
Christmas Club Account
- Available to individuals who want to save for a rainy day or special occasion
- Minimum to open $25.00
- No withdrawals are allowed on this account
- Account Balance and interest are disbursed to customer by check 2nd business day of November
- $15.00 Early withdrawal fee
- Earns interest – see us for current rates
- Unlimited deposits
- Free online banking