Loans
Real Estate Loans
We know that planning for a financially secure future is a smart decision and we can help with those decisions. Each customer’s financial goals are different, that’s why our loan products are tailored to meet our customer’s needs. Whether you are buying your first home or a second home, building your dream home or just planning a vacation, think Austin County State Bank for all of your financial needs!
Construction Loans
Getting the best loan to build your dream home requires a construction loan specialist...someone who understands your specific needs and can help you through the lending process. Austin County State Bank is there for you when you are ready to build your dream home. We offer permanent financing after construction is complete.
Mortgage Loans
Austin County State Bank is here to help with your mortgage needs. Whether you are buying a new home, a first time home buyer, a second home buyer, or refinancing your existing mortgage, we have a selection of financing options to suit your needs.
Business and Commercial Loans
From startup to expansion, Austin County State Bank provides custom financing tailored to meet your specific business needs. Our loan decisions are made locally, by people you know and trust, which allows for quick decisions and personal consideration. Call us today 979-865-4200.
Consumer Loans
Are you ready to purchase that new car, boat, RV, or are you ready to go on that vacation that you have always dreamed about? Come see us at Austin County State Bank and we can make your dreams a reality. Our personal consumer loans can also help in an emergency for any unexpected expenses.
Lines of credit
Revolving and Non-revolving lines designed to assist short-term working capital needs.
SBA Loans
We are a participating lender with the Small Business Administration.
Home Equity Loans
You work hard!!! Let the value you have in your home work just as hard for you. The Home Equity Line of Credit can consolidate your debt, free-up money for virtually anything, and possibly save you money by paying off high interest loans. Home Equity Line is an open line of credit that is based on the equity you have built up in your home. It may be advantageous for income tax purposes, depending upon your situation. The minimum loan amount is $5,000.00. You may borrow up to 80% of the fair market value of your home, less outstanding liens or mortgages.
Agriculture and Crop Loans
We offer livestock, crop, tractor, and equipment loans at low interest rates and flexible terms.