Austin County State Bank Personal Banking 

Personal Banking Savings & Money Market Accounts


Savings Account

Planning for a financially secure future is a smart decision, and Austin County State Bank knows that each customer has different financial goals. Whatever the case, Austin County State Bank offers a complete line of Savings plans that are tailored to fit your individual needs.
  • Minimum opening deposit $100.00 / $25.00 if for a Minor
  • $250.00 Minimum Daily Balance / No minimum if for a Minor
  • $3.00 monthly low balance charge if balance falls below $250.00
  • Monthly fee is waived if customer is a Minor
  • Limited to 6 withdrawals per month. First 3 withdrawals at no charge. $2.50 for each withdrawal in excess of 3
  • Free Quarterly Paper statement
  • Interest Paid Quarterly
  • Free Online Banking
  • Unlimited Deposits

Additional Options
  • Monthly Funds Transfer Option
  • Sweep Option Available

Money Market Account

  • Minimum to open $100.00
  • $1,500.00 Minimum Daily Balance
  • $15.00 Monthly Maintenance Fee if balance falls below $1,500.00
  • Limited to 6 withdrawals per month at no charge
  • $15.00 fee for each additional withdrawal over 6
  • Free Monthly paper statement with Images
  • Free Online banking
  • Unlimited Deposits
  • Interest Paid Monthly on a tiered basis - see us for the current rate
Additional Options
  • Monthly Funds Transfer option
  • Sweep Feature Available

Investor's Account

  • For those who want to keep their larger balances liquid and earn a higher interest rate
  • Minimum to open $10,000.00
  • $10,000.00 Minimum Daily Balance
  • $15.00 monthly Maintenance Fee if balance falls below $10,000.00
  • Limited to 6 withdrawals per month at no charge
  • $15.00 for each additional withdrawal over 6
  • Free Monthly statement with Images
  • Interest Paid Monthly on a tiered basis - see us for current rates
  • Free Online Banking
  • Unlimited Deposits
Additional Options
  • Monthly Funds Transfer Option
  • Sweep Feature Available

Health Savings Account

  • Available to individuals and families who want to save for health expenses and have a HIGH DEDUCTIBLE HEALTH PLAN.
  • Minimum to open $50.00
  • No minimum balance
  • Free online banking
  • Withdrawals should be used to pay or reimburse qualified medical expenses only
  • Earns Interest – see us for current rates
  • Unlimited deposits and withdrawals
  • Account may be tax deductible
  • $3.00 Monthly Maintenance fee

Christmas Club Account

  • Available to individuals who want to save for a rainy day or special occasion
  • Minimum to open $25.00
  • Account Balance and interest are disbursed to customer by check 2nd business day of November
  • $15.00 Early withdrawal fee
  • Earns interest – see us for current rates
  • Unlimited deposits
  • Free online banking