Construction Loans

Getting the best loan to build your dream home requires a construction loan specialist...someone who understands your specific needs and can help you through the lending process. Austin County State Bank is there for you when you are ready to build your dream home. We offer interim financing during the construction process and permanent financing after construction is complete.


Real Estate Loans

We know that planning for a financially secure future is a smart decision and we can help with those decisions. Each customer’s financial goals are different, that’s why our loan products are tailored to meet our customer’s needs. Whether you are buying your first home or a second home, building your dream home or just planning a vacation, think Austin County State Bank for all of your financial needs!


Home Equity Loans

You work hard! Let the value you have in your home work just as hard for you. The Home Equity Line of Credit can consolidate your debt, free-up money for virtually anything, and possibly save you money by paying off high interest loans. Home Equity Line is an open line of credit that is based on the equity you have built up in your home. It may be advantageous for income tax purposes, depending upon your situation. The minimum loan amount is $5,000.00. You may borrow up to 80% of the fair market value of your home, less outstanding liens or mortgages.